Robbie Constance is a financial services specialist. He assists clients on conduct regulation, proposition and distribution, including via digital technology - principally in general insurance and wealth, investment and asset management (InsurTech and Robo-Advice) - and the associated systemic risks. He also advises on new funds, payment services and consumer credit regulations, and is active in the FinTech space.
Robbie is part of RPC's team of 'skilled persons' on the FCA's section 166 panel for 'conduct reviews'. He advises on the implementation of new regulation (MiFID II, IDD, SM&CR etc) and new business and distribution models, carrying out TCF and conduct risk reviews and providing conduct risk and regulation advice to firms and their Approved Persons / Senior Managers.
As a problem solver, Robbie help firms manage systemic risks, including dealing with internal investigations and regulatory notifications, responding to thematic and multi-firm reviews, 'close' or 'event' supervision, skilled persons' reviews, and enforcement actions or regulatory litigation.
He has 15 years' experience in disputes resolution, particularly defending firms against claims or regulated complaints. An expert on the parallel jurisdiction of the Financial Ombudsman Service (FOS) and the liability and regulatory exposures associated with retail misselling, he supports firms dealing with recurring or systemic problems, 'root cause analysis' and 'past business reviews', customer contact exercises and redress and/or remediation projects."
"very well-respected and well-connected" - Legal 500 UK 2017
"provides "pithy and articulate advice" to clients in the wealth and investment management sector." - Legal 500 UK 2016
Recommended - Legal 500 UK 2015
Recommended in Financial Services - Legal 500 UK 2014
Wealth Management Association
Financial Services Lawyers Association
Association of Regulatory & Disciplinary Lawyers
Past business reviews of UCIS mis-selling
Defending LIBOR submitter
Developing telematics car insurance product
Advising firms on RDR implementation