Latest by Matthew Watson

Blog

Unregulated cryptocurrencies – an end in sight?

Published on 18 April 2018. By Ashley Daniells, Associate and Matthew Watson, Associate

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Since their creation, cryptocurrencies have been somewhat of an enigma. Decentralised digital currencies such as Bitcoin have remained unregulated, despite becoming more prevalent in our day-to-day lives. That could be about to change with the FCA announcing plans to include them as part of their other regulated products or services.

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MiFID II & Inducements

Published on 21 September 2017. By Matthew Watson, Associate

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FCA MiFiD Inducements Consultation Paper

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Robo-Advice: not so black and white?

Published on 15 February 2017. By Matthew Watson, Associate

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The Chairman of the FCA, John Griffith-Jones has provided an insight into the Regulator's concerns that the advent of technological developments has blurred the distinction between when customers are receiving advice or guidance.

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Scrapping of secondary annuity markets – a backpedalling on Pension Reforms?

Published on 20 October 2016. By Matthew Watson, Associate

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In a further nail in the coffin of the Cameron-Osborne legacy the government announced this week that it would be scrapping one of George Osborne's flagship proposed reforms to the pensions market – a proposed secondary market for annuities.

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Introducers & Inappropriate Influence

Published on 08 August 2016. By Matthew Watson, Associate

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Last week must have been a busy one for those working at the FCA.

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Pension redress methodology – more changes afoot?

Published on 03 August 2016. By Matthew Watson, Associate

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Unsuitable DB pension transfer to personal pension? Advisers have woken up this morning to the Financial Conduct Authority's announcement that next year may see an update to the methodology used to calculate redress due in such situations.

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Pension freedom advice complaints: Delays and insistent clients cause of concern for the FOS

Published on 01 July 2016. By Matthew Watson, Associate

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Following reassuring news about low pension-related complaint numbers, the Financial Ombudsman's latest newsletter has revealed further details of the types of complaints they have received since the sweeping changes to the pension freedom rules in April of last year.

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Block Notifications and Robo-advice

Published on 11 March 2016. By Matthew Watson, Associate

The recent case of Ocean Finance & Mortgages Ltd v Oval Insurance Broking Ltd provides useful guidance on the often contentious issue of making block notifications to PI insurers.

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FCA – feeling the political heat?

Published on 02 February 2016. By Matthew Watson, Associate

The FCA escaped a vote of "no confidence" during last night's debate in the House of Commons, despite facing a barrage of scathing remarks from MPs.

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Financial Advice Market Review – Bridging The "Advice Gap"?

Published on 11 August 2015. By Matthew Watson, Associate

HM Treasury have embarked on what they call a "major new review to radically improve access to financial advice".

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