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The future of insurance

Welcome to Insurance Covered! The podcast that looks at the inner workings of the insurance industry with the help of expert guests.
Read moreCustoms and excise quarterly update - August 2020

In this update we report on (1) the government's guidance concerning border planning for the end of the transition period; (2) the government's plans to support customs intermediaries; and (3) the government's recently published policy papers on moving goods under the Northern Ireland Protocol, following the transition period. We also comment on three cases relating to (1) whether UK acquisition VAT can apply when a bonded warehouse is not located in the UK; (2) the clarification of factors HMRC can use to determine whether a person is 'fit and proper' to carry out a controlled activity; and (3) whether an acquittal of a criminal charge can preclude HMRC from issuing an excise duty assessment.
Read moreRegulatory update - August 2020

Welcome to the August edition of the Regulatory update, which pulls together recent developments from across the UK’s regulators – to help you navigate the regulatory maze.
Read moreDisputes, disputed: The court’s approach to competing dispute resolution clauses in successive agreements

How are contradictory dispute resolution clauses resolved, where the agreements are entered into at different times? Intention and purpose is key, as set out in the test in BNP Paribas v Trattamento, where parties intended two agreements to perform separate roles as part of one transaction (even though the second is not contemplated at the time of the first).
Read moreArcher: No reasonable excuse

In William Archer v HMRC [2020] UKFTT 0288 (TC), the First-tier Tribunal (FTT) confirmed that surcharge notices had been validly issued and that the taxpayer did not have a 'reasonable excuse' for non-payment as a result of his related judicial review claim.
Read moreTaxing matters: Schedule 36 Information Notices - all squared away

Welcome to the third episode of our Taxing Matters podcast. In this series we review land-mark cases and key tax developments and discuss the commercial impact they could have on your business.
Read moreInsuring the sharing economy with Chris Moore

Welcome to Insurance Covered! The podcast that looks at the inner workings of the insurance industry with the help of expert guests.
Read moreRPC Sports Ticker (13 August 2020) – Salary caps, NBA return and esports

Welcome to the latest edition of the RPC Sports Ticker - providing fortnightly bite-size updates from around the sports industry.
Read moreReflective loss in claims against solicitors and accountants after Marex

The so called "rule against reflective loss" has been clarified in an important decision handed down by the Supreme Court in Marex Financial Ltd v Sevilleja [2020] UKSC 31.
Read moreMichael Vaughan - High Court declines to rectify contract to prevent tax charge

In (1) MV Promotions Ltd (2) Michael Vaughan v (1) Telegraph Media Group Ltd (2) HMRC [2020] EWHC 1357 (Ch), the High Court elected not to exercise its discretion to rectify a provision in a contract for services, despite a mutual mistake rendering one party liable for additional tax.
Read moreToo many cooks… 'Fit Kitchen' trade mark infringed

On 29 July, Fit Kitchen Limited (FKL) won its case for trade mark infringement and passing off against Scratch Meals Limited (SML). Both FKL and SML provide healthy pre-prepared meals: FKL via an online subscription site, which allows users to customise meal choices, based on their individual macros and dietary preferences and SML, through the manufacture and sale of products to supermarkets.
Read moreLIBOR claim by US agency will continue in London

A decision in the London High Court has demonstrated that the fallout from the long-running LIBOR fixing scandal is far from over.
Read moreGeneral Liability newsletter – July 2020

Welcome to the latest edition of our general liability newsletter, rounding up some the key cases from the last few months. This month we look at recent cases and government updates regarding: Ogden tables, fraudulent or exaggerated claims, consent orders, pre action disclosure applications and the vital importance of causation as an ingredient of negligence in addition to breach of duty.
Read moreTales from COVID: Insurance in the time of coronavirus – Cyber

In conjunction with our US alliance partners, Hinshaw and Culbertson LLP, we have produced a series of 'informal chats' with the title 'Tales from Covid: Insurance in the Time of Coronavirus'.
Read moreHong Kong – Refusal to regrant injunction that lapsed during general adjournment successfully appealed

In a previous update dated 29 April 2020, we noted that a first instance court held that the general adjourned period (GAP), during which the Hong Kong courts were closed save for urgent and essential court business, did not generally extend the duration of an injunction which was granted on an urgent basis before the GAP commenced and listed for a "return date" during the GAP (for further details, see "General adjournment in Hong Kong does not extend duration of ex parte injunction", dated 29 April 2020).
Read moreHong Kong Courts – COVID-19 Update

The general adjourned period (GAP), during which the courts were closed save for urgent and essential business, ended on 3 May 2020, enabling the courts to resume normal business in Hong Kong. Since then, the number of reported cases of COVID-19 in Hong Kong has approximately tripled following a third wave of infections.
Read moreSnapshots Summer 2020

A roundup of key legal developments for the modern commercial lawyer.
Read moreFake reviews probed by CMA

What is the CMA’s investigation into misleading online reviews all about and what are websites doing to combat fake reviews?
Read moreData regulation and oral communications

David Scott v LGBT Foundation Ltd [2020] EWHC 483 (QB) (3 March 2020)
Read moreEuropean Commission and EDPB lay out framework for privacy compliant contact tracing apps

How do we balance the need for contact tracing with data protection regulation?
Read moreCOVID-19 testing and monitoring in the workplace

Can employers test and monitor employees during the COVID-19 pandemic?
Read moreCAP warns against promotion of “bad betting behaviours”

What has CAP identified as promoting “bad betting behaviours”?
Read moreICO outlines priorities and regulatory approach during the coronavirus public health emergency

How has the ICO reshaped its priorities for regulating UK data protection during COVID-19?
Read moreASA ruling on Missguided Ltd – the fine line between the mildly sexual and the objectification of women

Were poster ads released by clothing company Missguided on public transport overly sexualised, inappropriate or likely to cause serious offence?
Read moreICO issues guidance on artificial intelligence: explaining the “black box”

What steps do businesses need to take to comply with the ICO’s new guidance on artificial intelligence?
Read moreGovernment publishes approach to post-Brexit trade deal with the EU

What is the Government’s approach to a post-Brexit trade deal with the EU?
Read moreWM Morrison Supermarkets plc v Various Claimants – Supreme Court rules on vicarious liability for unlawful disclosure of personal data by rogue employee

Can an employer be held vicariously liable for the actions of a rogue employee leaking data?
Read moreAshley Judith Dawson-Damer v Taylor Wessing LLP – Court of Appeal rules on legal professional privilege and “relevant filing system” in subject access dispute

Do paper files constitute a “relevant filing system” for the purposes of subject access requests (SARs)? Can legal professional privilege (LPP) be used to block a SAR made by a data subject that is owed a duty of “joint privilege” along with the lawyer’s primary client?
Read moreGDPR Codes of Conduct and Certification schemes – the ICO is “open for business”

What is the ICO doing to make it easier for industry specific sectors to comply with GDPR? What is the benefit to businesses in adopting accredited codes of conduct?
Read moreASA ruling on ASOS – use of “affiliate” for a marketing communication

Is the use of “affiliate” sufficiently clear to identify an affiliate advertorial as a marketing communication?
Read moreContinuing the free flow of personal data between the EU and the UK post-Brexit: DCMS Explanatory Framework for adequacy discussions

How might the Explanatory Framework recently published by the Department for Digital, Culture, Media & Sport (DCMS) assist with enabling the continued free flow of data between the EU and the UK post-Brexit and how might the UK Government’s approach to the COVID-19 pandemic affect this?
Read moreASA ruling on Boohoo.com – “Up to x% off everything” and countdown clocks

Can retailers use time limited offers on their website (eg using countdown clocks), and claim they have a sale of “up to x% off everything?”. Does the line “applicable to selected lines only” work as a disclaimer if not “all” your products benefit from the discount?
Read moreCookie walls and scrolling – updated EDPB guidance

Are cookie walls permissible? Can scrolling through a website constitute “consent”?
Read moreASA ruling on ASTOK Ltd t/a TVBet – unsubstantiated superiority claims

Did TVBet release ads which were misleading and unverifiable by claiming that they were #1 and that they had the biggest sports jackpot?
Read moreForce majeure and circumstances beyond reasonable control

2 Entertain Video Ltd v Sony DADC Europe Ltd [2020] EWHC 972 (TCC)
Read moreASA ruling on EE – misleading and ambiguous mobile network claims

Can mobile network providers claim superiority for a service they provide on their network in their ads?
Read moreContractual discretion; implication of Braganza duty

UK Acorn Finance Ltd v Markel (UK) Ltd [2020] EWHC 922 (Comm)
Read moreContractual estoppel; contractual representations

Wallis Trading Inc v Air Tanzania Co Ltd [2020] EWHC 339 (Comm)
Read moreMake sure the price is right: using reference pricing in ads – Committee of Advertising Practice releases update on pricing practices

What are the key points to be considered when using reference pricing in your promotions?
Read moreContractual interpretation; limitation period for notifying claims

Towergate Financial (Group) Ltd & Ors v Hopkinson & Ors [2020] EWHC 984 (Comm)
Read moreRPC Bites #14

Welcome to RPC Bites. Our aim in the next 2 minutes is to provide you with a flavour of some key legal, regulatory and commercial developments in the Food & Drink sector over the last fortnight… with the occasional bit of industry gossip thrown in for good measure.
Read moreCAP’s new “Quick Guide to Advertising Consumer Surveys”

How does the new “Quick Guide” ensure that marketing claims are made in a manner that complies with the CAP Code?
Read moreA summary of the ASA Annual Report 2019

What are the key points arising from the Advertising Standards Authority (ASA) 2019 annual report, published on 3 June 2020?
Read moreRogue online sellers up against new UK consumer-protection weapon

What are the new powers granted to the UK’s Competition and Markets Authority (CMA) to combat rogue trading in the digital arena?
Read moreContractual interpretation; rectification

Gwyn y Mor Ofto plc v Gwynt y Mor Offshore Wind Farm Ltd [2020] EWHC 850 (Comm)
Read moreConsumer rights enhanced by the Omnibus Directive (part of the “New Deal for Consumers”)

What exactly is the Omnibus Directive? And how is it strengthening consumer rights?
Read moreIs the promise of a severance payment a reasonable adjustment?

In this busy time, HR professionals would be forgiven for thinking that nothing beyond the realms of coronavirus is receiving any attention, however cases are still being decided and one Employment Appeal Tribunal (EAT) case, regarding employers' duties to provide reasonable adjustments for disabled employees, is worth some further consideration.
Read moreSupreme Court reflects on a narrower interpretation of "reflective loss"

The Supreme Court has scaled back the scope of the reflective loss principle which has been expanded over the years. The reflective loss principle essentially prevents a shareholder from bringing a claim against a wrongdoer for the diminution in value of its shares or distributions that results from a loss caused by that wrongdoer to the company itself.
Read moreCLC issue new Guidance on dispute resolution in the construction industry

COVID-19 continues to cause significant disruption and delay to the construction industry. Whilst things are slowly returning to normal and construction sites are resuming work, there are concerns that the effect of the pandemic on projects may result in long-running and costly disputes arising. Accordingly, the Construction Leadership Council (CLC) have issued guidance in an effort to promote a more pragmatic approach to dispute resolution.
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