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This blog comments on key developments as they occur, legal and regulatory issues as they arise, and ones that are relevant to every financial services specialist.

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FCA set to expand climate-related reporting rules

Topic: Financial Services Regulatory and Risk 17.05.2021 Read more
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Pure Legal interest only mortgage claim – judgment in favour of the mortgage broker on limitation grounds as judge finds the damage was patent not latent

Topic: Financial Services Regulatory and Risk 13.05.2021 Read more
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When is a complaint a complaint under DISP?

Topic: Financial Services Regulatory and Risk 21.04.2021 Read more
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Additions to FCA DB Transfer Guidance Published

Topic: Financial Services Regulatory and Risk 06.04.2021 Read more
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Adams v Carey – where does the Court of Appeal's decision leave the SIPP market?

Topic: Financial Services Regulatory and Risk 01.04.2021 Read more
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FCA publishes finalised guidance for firms on the fair treatment of vulnerable customers

Topic: Financial Services Regulatory and Risk 22.03.2021 Read more
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FOS and the Adams v Carey decision – where are we as the Court of Appeal hearing starts?

Topic: Financial Services Regulatory and Risk 02.03.2021 Read more
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Calls for increased regulation following rise in FSCS bills

Topic: Financial Services Regulatory and Risk

Published by Shauna Giddens, Associate

The FSCS levy for the 2020/2021 was released earlier this year, causing frustration amongst many advisors in the sector. That frustration continues, with the FSCS making large compensation payments in respect of defined benefit (DB) transfers where many question the lack of earlier FCA intervention, which might have alleviated the problems in this area.

11.09.2020 Read more
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FCA appoints new CEO

Topic: Financial Services Regulatory and Risk 25.06.2020 Read more
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Equity Release Market Under the Spotlight

Topic: Financial Services Regulatory and Risk

Published by Rachael Healey, Partner

Yesterday the FCA published its key findings from exploratory work involving "later life lending". This type of lending is broadly where consumers 55 and over use borrowing to access cash in later life. One of those options is equity release which was the focus of the FCA's work. The FCA's focus on equity release appears to have resulted from an initial review of the broader later life lending market, at which time the FCA identified some "poor outcomes" in equity release sales.

18.06.2020 Read more