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William Hogarth

A partner in RPC’s transactional and regulatory insurance team, William has over 15 years’ experience advising clients and investors in the life and general insurance market on a full spectrum of transactional, reinsurance, commercial and regulatory matters.

William supports insurer, reinsurer, intermediary and investor clients on a range of corporate transactions and has particular expertise assisting clients with reinsurance arrangements, including legacy market transactions. His life insurance experience includes advising insurer and trustee clients on bulk annuity and other longevity risk transactions.  He also advises clients on commercial, underwriting and distribution arrangements and has significant experience guiding clients through the myriad of insurance prudential and conduct regulations, as well as Lloyd’s of London-related matters.

William is ranked as a Next Generation Partner by UK Legal 500 for Corporate and Regulatory Insurance and as Up and Coming by UK Chambers for Non-contentious Insurance.  

Directory quotes

"William Hogarth is a good technical lawyer." - Chambers UK 2024

Next Generation Partner - The Legal 500 UK 2022

“William Hogarth is one of the emerging stars of the London corporate insurance legal market. A young partner with a particular focus on cutting-edge transactions, he is increasingly seen as a go-to person for regulatory and transactional deals with an innovative aspect.” - The Legal 500, 2021

“He demonstrates impressive expertise in M&A deals and business structuring.” - Chambers and Partners, 2021

“He is a joy to work with, very open and easily approachable, and when you talk to him about a matter he will provide other angles and approaches." - Chambers and Partners, 2021

Relevant work

  • Advising insurer and legacy market reinsurer clients on numerous successful legacy reinsurance transactions, including LPT, XoL, ADC and RITC structures, and connected collateral arrangements. William has also acted for clients acquiring legacy captive insurers and transferring insurance portfolios under Part VII of FSMA.
  • Assisting a number of MGA, insurer and reinsurer clients with the development and distribution of new and innovative insurance and reinsurance products and structures, including parametric insurance, life insurance ISAs and captive insurance structures.
  • Advising a large European life insurer on the reinsurance arrangements linked to its issue of an innovative mortality-linked catastrophe bond designed to protect the insurer against the impact of global pandemics.
  • Advising a large global insurer on its internal and captive group reinsurance covers and associated premium and claims allocation arrangements.
  • Advising a number of UK and overseas insurers on various intra-group and third party reinsurance arrangements, including quota shares, adverse development covers and excess of loss reinsurance arrangements.
  • Supporting a UK insurer client with understanding the PRA’s regulatory expectations in respect of climate change, providing an assessment of their current progress towards compliance and making recommendations for actions to take in order to meet the PRA’s climate change expectations.
  • Acting for the management team of a new challenger broker, including advising them on a significant investment from a US private equity firm, its regulatory establishment and operational arrangements, and a large renewal rights acquisition with associated employee transfer.
  • Advising a number of UK and international insurers on acquisitions of, investments in and sales of various MGA platforms and Lloyd’s businesses.
  • Advising a number of life insurers in relation to bulk annuity buy-in/out transactions, including through the use of fronting arrangements and captive (re)insurers.